There are many thrilling activities to do when you’re in the Riviera Maya. One of the most interesting and refreshing is snorkeling! And there is no shortage of places for you to indulge. Continue reading
Tag Archives: Retire in Mexico
Retirement in the Riviera Maya: What’s to Know?
Retirement in the Riviera Maya – what’s to know is a guest blog by Betty White, whose bio you can find at the bottom of this article.
In the modern era, we are living faster than ever and working much more than relaxing. When we are young and full of ambition, we even find pleasure in the adrenaline that this lifestyle brings us. But as the years go by, we become tired. Continue reading
Retirement: Big City vs Small Town
Retirement is different for each person. Some people seek retirement to simply sit out on a porch, overlooking the ocean and relax for good. Others are out to find adventures that they couldn’t quite have while working the 9 to 5 job. Continue reading
Top 5 Reasons to Retire to Mexico
About half of all Americans and Canadians are experiencing stress about being able to retire comfortably. But the good news is that while those fears may be well-founded for those who decide to stay home, others who are interested in moving may find a better option to the south. The International Living Global Retirement Index recently released their rankings on the best places to retire, and Mexico was ranked as the penultimate destination. From the quality of life to the culture to the climate, there are innumerable reasons why retiring to the Mayan Riviera is an excellent option. Here are the top five reasons why you should retire to Mexico.
Cost of Living
Many retirees are living on a fixed income which is often a challenge to get by on in our increasingly expensive world. However, in Mexico, a couple can easily live on as little as $1,500USD per month, including housing and healthcare. A couple can easily grab a round-trip taxi, a fancy dinner and do some shopping for less than $20USD. Moreover, there is no need to be thrifty.
Thanks to such a low cost of living, individuals with what might seem like a low income can still live a full and active life when they retire to Mexico. Exploring ancient Mayan ruins or deserted beaches might be a great option for the more physically able. Or for those who prefer to stay city-side there is no shortage of restaurants or amenities. Moreover, there are hundreds of inexpensive flights available to destinations all over the Americas.
With a mean annual temperature of 75-77 °F (24-25 °C), the Mayan Riviera is an ideal destination for anybody looking to escape the cold and dreary weathers we experience in most of the rest of North America. Cooling down is never a problem. Between the pristine beaches along the coast, beautiful cenotes located all around the area, or the full amenity pools open to guests at countless resorts and beach-side clubs, there is no excuse.
For those who are over 60 and are legal residents of Mexico, the public healthcare system is completely free! And for those who are taking advantage of an early retirement, public healthcare can be acquired for a mere few hundred dollars a year. Even private health insurance can be purchased for less than half the cost of US prices. Besides, medical tourism in the Riviera Maya has become increasingly popular due to the state-of-art technologies and professionals. This is one of the top reasons why Americans and Canadians decide to retire to Mexico.
From Day of the Dead to Mexican Independence Day, there is no shortage of celebrations and events to take part in to celebrate the incredible history of the country. On days without national celebrations, you can still take part in any number of activities. These range from shopping, fishing, sunbathing, diving, biking, mountain climbing, parasailing, collecting crafts, going to concerts, or fine dining. The list is endless!
Retire to Mexico Today!
So, start planning your very-well reserved retirement in the most beautiful part of Mexico – the Riviera Maya! Thousands of Americans and Canadians have already decided to retire to Mexico, living an affordable, comfortable and enticing life. There are also thousands of retirement-friendly communities, properties and options. And they’re just a phone call away.
And remember, at Top Mexico Real Estate…we make it happen!
The Best Retirement Communities in the Riviera Maya
The Riviera Maya is known to be one of the most popular places in the world for retirees. In fact, in Mexico it only comes second to the San Miguel de Allende expat community. The bright sunshine, consistent warm weather and affordability make it a top destination for retirement. Without missing a beat, developers have started to create retirement-friendly communities throughout the Riviera Maya. They offer great quality of life, culture and friendliness. Moreover, hospitals and clinics offer some top technology medical facilities and treatment. These are the best retirement-friendly communities today.
Playa del Carmen: Retirement in the Heart of the Riviera Maya
Many retirees choose Playa del Carmen due to the proximity to the Cancun International Airport. It is also the heart of the Riviera Maya and has access to the main cities and attractions. But mostly it is the services of a big city while still being a small town that attract those who want to retire.
Moreover, the real estate market in Playa del Carmen is very affordable. In comparison to the United States, living in Playa del Carmen can also be over 50% cheaper. Playa del Carmen is home to big supermarkets such as Walmart and has international shops, bars and restaurants like Starbucks, H&M, Apple, and others.
Tulum: Sustainable Retirement by the Sea
Tulum is a great beach town with everything one could possibly need. Although it is slightly further from the Cancun International Airport, it has easy accessibility through the Federal Highway 307. Tulum’s exponential growth has led it to become a sustainable community with many real estate developments taking into consideration the damage to the environment and tackling the issue.
In Tulum you will find high-end developments that mix a natural and tranquil lifestyle with luxury living. Accommodation and cost of living is affordable altogether. Tulum is also growing when it comes to medical attention, having opened clinics and hospitals recently. It is also home to select and premium supermarkets, as well as boutique shops, 5-star restaurants and, of course, the most beautiful beaches in the Mexican Caribbean.
Tulum has garnered international attention due to its winning beaches and amazing amenities. It is the perfect retirement destination for those who wish to spend their golden years chilling by the clear-blue sea.
Puerto Morelos: A Yet to Be Discovered Retirement Gem
Just 20 minutes south of Cancun you will find Puerto Morelos. It is quickly attracting more and more attention to visitors to the region, with many visiting it for a day at the beach. Its large California-style beaches are laidback and tend to be emptier than other regions in the Riviera Maya. It has a small population of approximately 9,000 and it offers great real estate infrastructure for anyone looking to retire to a still hidden gem.
It is a more laidback version of Playa del Carmen, and much smaller than Cancun. Retirees looking for something tropical are keeping an eye out for this small fishing town. Puerto Morelos is small enough that it feels like private, yet it has main access to the Federal Highway 307 and a large supermarket for every need.
Cozumel: Dreamy Island Retirement
Taking the Caribbean experience one step further is retiring to an actual island. Cozumel is just a 30-minute ferry ride from Playa del Carmen and it has infrastructure that requires you never actually leave the island. It is great for retirement because you get A-class beaches, plenty of tourism, delicious seafood and it has everything one might need such as clinics and doctors, large supermarkets and plenty of shops.
It is quite fast and affordable to commute to the mainland, however, should you need to do so. Those who retire to Cozumel are often big on fishing and scuba diving – two things the island offers better than most other regions in the Riviera Maya.
Real estate in Cozumel is very affordable, as well. Because it is mainly a tourist destination and not so much a permanent living destination for foreigners, real estate prices are kept at very competitive prices. And if you’re a snowbird, you surely will rent out your property for vacations.
Chetumal: Border Retirement in South Quintana Roo
Last but not least is Chetumal. This isn’t actually in the Riviera Maya, but rather the Costa Maya which starts at the south of Tulum and ends at the border with Belize. Just at the border lays Chetumal, the capital city of the state of Quintana Roo. While it is located a four-hour drive from the Cancun International Airport, it has become a hotspot for foreign retirees.
The city is very quiet and its proximity to Belize has made it popular amongst retirees that are often searching for scuba diving and fishing opportunities beyond the Mexican border. Chetumal has grown in retirement opportunities due to its excellent medical treatment facilities. Because it is a city it has plenty of supermarkets, banks, and activities to engage in.
When you think of retirement in the Riviera Maya, you should think of endless opportunities and a comfortable lifestyle. There are thousands of available real estate projects throughout. Check them out and start planning your paradise retirement today.
Expats Rank Mexico 1st Place for Personal Happiness
Expats in Mexico are the happiest people in the world, according to a recent InterNations survey. They surveyed over 18,000 expats from 163 countries, taking into consideration different factors of moving and living abroad. Mexico ranked first – out of 68 countries – for personal happiness. It ranked second for leisure, ease of settling in and cost of living. Thanks to the investments being made in safety and quality of life in the Yucatan Peninsula, many foreigners continue choosing it as their perfect retirement destination. Others find it to be ideal as a snowbird destination.
Perfect Retirement: Settling in is Easy in Mexico
According to other studies, 39% of expats living in Mexico are, in fact, retirees. Out of all expats in Mexico 20% have said that they moved down here for the weather and quality of life. No wonder it ranked second for leisure, ease of settling in and cost of living. 85% of the expats mentioned that settling down in Mexico was really easy. They mentioned the ease with which the local culture has made them feel at home. In fact, if you compare cities such as Sarasota to Playa del Carmen you will notice that it is over 50% more affordable to live in Mexico than it is to retire in the United States.
Another aspect of the survey that made Mexico stand out was the friendliness of the Mexican people. 64% of those surveyed said that Mexicans are some of the friendliest people they’ve encountered. Because of this, it ranks first in friendliness. Over half of them reported that the local’s attitude towards foreigners is very friendly, which is why making friends in Mexico is easy. And the language barrier is no problem. In fact, 96% of them reported that they already speak Spanish to some level.
Expats are Happy with the Financial Benefits of Living in Mexico
But it is probably the financial benefits of moving to Mexico that is the driving force of retirees wanting to move down here. The survey revealed Mexico to be second in cost of living and third in the personal finance index. Actually, 17% of expats in Mexico reported that they have more money than they need.
Overall, Mexico remains a top-of-mind retirement destination for many reasons. But personal happiness is perhaps the most important one. That is why 88% of expats surveyed said they were quite satisfied with their lives in Mexico placing it in fourth place in the overall ranking. And the truth is, that purchasing a retirement home in Mexico is really simple. With so many Mexico real estate options available, it also comes as no surprise that people are choosing this beautiful place to spend their winters and benefit from their home the rest of the year.
A Quick Guide to a Mexican Golfing Retirement
A Quick Guide to a Mexican Golfing Retirement is a contribution by Chrissy Jones.
With some of the best all-inclusive golf resorts in the world, it’s natural to assume that Mexico takes its golfing seriously. With 11 of these courses based in Cancun alone, it’s a haven for the golfing enthusiasts. The real estate market also loves golf courses. Because of this, they add a significant amount of value to the properties in the area. For retirees, good properties and plenty of golfing is the perfect combination. Mexico offers some of the best retirement spots, now with the added advantage of including a swing at golf.
Golfing Paradise at Baja and Las Palomas
Mexico is not necessarily known for its golfing. But an increased focus in the sport has resulted in two of the top ten golf courses in Latin America to be in Mexico. Jack Nicklaus designed the first, Cabo del Sol in Baja. At 36 holes, this is not a course to be trifled with. The second is designed by Forrest Richardson and is based in Las Palomas. This course features 18 holes, which is perfect for a quick round on a Sunday. Both Baja and las Palomas offer retirees the ideal mix of real estate to keep their purses and comfort levels satisfied.
No Need to be a Pro
Retirees who wish to take up golf as a hobby after retirement don’t need to worry about learning the perfect swing or putt. Plenty of beginners are retirees. In fact, many of the gated estates and resorts offer beginner golfing to their residents. This is a trump card on the real estate front. You can find many of these residences in the Riviera Maya, such as this one in Bahia Principe. Retirees don’t have to worry about starting out their golfing hobby in retirement, as many of them do. This is because many retirees never had the opportunity to take up a hobby before due to lack of time. Residents can request golfing lessons at the local golf courses. Participants can decide when they’re ready to go out on their own.
Luxury is Part of the Package
From the Tom Fazio signature golf course in Chileno Bay to the Jim McLean Golf School at Banyan Tree Mayakoba, luxury and golf go hand in hand. Sprawling residential resorts that offer more than just great views are the ideal location. Here, retirees can rest their wandering feet on Mexican soil. These destinations offer other spoils such as spa access and exclusive outdoor activities, as well. For retirees, this all comes at affordable prices and the temperate weather is a bonus.
From the sprawling beaches that provide the perfect backdrop to a great day’s golfing, to world-class accommodation, retiring in Mexico is one for the young at heart. With fresh greens and crisp lawns, there has never been a better time to take up golf.
Retiring to Mexico: The Best Choice for You
When you’re thinking of your retirement, there are many things to consider. Amongst those, is the ease with which you will be able to move around. This means actually living in a city that is relaxing, close to everything, and where transportation is at hand. A place that requires you to drive everywhere most likely means traffic, and nobody wants to deal with such things during their retirement. It’s your turn to sit back, relax and enjoy. That is why retiring to Mexico has so many benefits. In fact, it is one of the top destinations in the country for Americans and Canadians to spend their golden years.
There are many benefits to retiring in places such as Playa del Carmen. Not only do the big expat communities help each other out constantly, but the quality of life is impressive. Walking everywhere is easy, everything is nearby, there are plenty of things to do, and there is also a great infrastructure.
One of the perks of retiring to the Riviera Maya is its top-notch medical industry. Many English-speaking professionals work here and cater to the well-being of American and Canadian expats. Retiring to Mexico means having the best possible medical care at hand with many private clinics and dentist’s offices available.
Money Goes A Long Way
The Mexican peso is constantly fluctuating and the dollar gains more and more strength against it. While that may be bad news for our Mexican friends, it is a great opportunity for Americans and Canadians. Dollars will go a long way here not only because of its value but because living in Mexico is very cheap in comparison to other countries. Not only when it comes to real estate but also with simple things such as a meal out in a restaurant, or grocery shopping and even transportation.
Retiring to Mexico Increases Quality of Life
The Riviera Maya is a friendly and welcoming place. It is home to a close-knit community that will help you find anything or recommend places to visit. Many people will also willingly volunteer to help you in translating documents, instructions, or anything else you may need. But because Mexicans are so friendly and open to foreigners, the quality of life is much better, too. Friends are found around every corner. Great food is served in every restaurant. Beers and cocktails flow by the beach nonstop. Activities to do include swimming, snorkeling, diving, yoga, fishing, and many others that keep everyone young at heart.
Moving Around in Mexico
If for some reason you decide to use a vehicle, there are many trusted rental cars that offer incredibly low prices in comparison the USA. Renting a car to pick friends up at the airport, or to get around is an easy and affordable process. However, the transit system (bus and colectivos) are very reliable, timely and good. There are a few terminals scattered around the Riviera Maya that will take you anywhere and bring you back.
Year-Round Warm Weather
The weather in the Riviera Maya is very consistent with the sun always shining and warm temperatures throughout the year. The average temperature is 28°C, while it can fluctuate anywhere between 22°C and 36°C. The weather makes it a great place to retire due to the amount of activities one can enjoy under the sun.
All in all, there is no reason to avoid retiring to Mexico. It is affordable, fun, friendly, beautiful, and offers a great deal of Americanized standards that you are used to. Shopping is easy and cheap and moving around either driving or in public transportation is no hard feat. Mexico is definitely the number one choice for you to retire.
5 Reasons to Retire to Mexico
5 Reasons to Retire to Mexico is a contribution by Crystal Tost from Re/Max.
When trying to decide on the right country for retirement, you will find that there are many options available. Many countries can dispute the pros of retiring there. However, there are several reasons why many Canadians and Americans choose to retire to Mexico. In fact, here are five great reasons to call Mexico home after retiring.
For those who currently reside in Canada and the United States, Mexico is a great retirement destination due to proximity. As part of North America, Mexico can easily be reached by car from any country. Moreover, flight routes are available between major destinations between the United States and Canada and Mexico, such as Cancun. Not only does this help to make the move easier, but it also makes it easier to travel back and forth to your home country to visit relatives and friends.
Cost of Living
Everything from real estate to groceries is cheaper in Mexico when compared to Canada and the United States. This means you can afford to purchase more luxurious accommodations while also enjoying the lifestyle you seek. Or, if you simply want to maintain your current lifestyle while making your dollars stretch further, living in Mexico can help make it happen. In addition, due to the country’s strong tourist economy, you can easily rent out your retirement property if you decide to head back to your home country for an extended stay.
Language and Culture
While Spanish and several native languages are the official languages of Mexico, many residents speak English, too. This is particularly true in the service industry and in those areas that are popular amongst tourist and expats such as Playa del Carmen. This can make the process of moving to the country, purchasing real estate and navigating through the country once becoming a resident a whole lot easier.
Of course, if you want to enjoy a wonderful cultural experience, you can also very easily choose a location that will allow you to submerge yourself entirely in the Mexican culture. The government system is similar to that in the United States and Canada, too. Couple that with the diversification of products and goods, the cultural experience is not too vastly different from what you are used to.
While the quality of healthcare provided will vary from one location to the next, healthcare standards are generally very high in Mexico. This is particularly true in the bigger towns and cities that are popular retirement locations. Here you can typically find doctors, dentists, hospitals and specialty medical providers. Not only do they offer high-quality services, they also do so at a fraction of the price you would pay back home. If that’s not enough to convince you, many of them also offer their services in English.
With its wide range of topography and climates, you can very easily live whatever type of lifestyle you desire. Mexico is conductive to enjoying an active, outdoor lifestyle. But you can also enjoy living life at a leisurely pace. After all, the country has a laid-back vibe and warm and welcoming citizens. For those who want to retire in the Riviera Maya, they’re in for an amazing laidback lifestyle. Hit the beach every day and take a stroll amongst the lively coastal towns it offers.
Retire to Mexico Today
These are just five reasons to consider Mexico your retirement home. Spend those golden years in this wonderfully cultural country. Places such as the Riviera Maya are great expat retirement hubs. These are just a few of the many reasons almost 2 million Americans call Mexico home. If you want to spend your golden years sipping margaritas by the beach in a year-long warm climate, you should definitely retire to Mexico.
What to Look for in a Retirement Home
Life can hardly get any better than sitting on the beach enjoying the cool ocean breeze. The palm trees above are gently swaying in time with the Caribbean Sea’s gentle waves, slapping against the white sand beach. You are just about to delight your palate with your favorite beverage. Then you suddenly wake up to the sounds of trucks and loud pipes outside. You look up at your bedroom’s plain white ceiling and think, “I’m dreaming again”. This gets you thinking about retirement more than ever. Where will you invest in a retirement home? Well, if your dreams are any indications. It should be in the Caribbean. But, that’s not all, the question truly is, what should you look for in a retirement home?
Whatever you decide, we’re sure it won’t include listening to loud vehicles in the morning or waking up to the same old routine. Instead, it will be more like living in a permanent dream vacation. You will be in a place that will allow you to live and do the things you truly want for the rest of your days. But first, you need to find a location that accommodates your needs. Let us help you with some useful suggestions in what to look for in a retirement home. These are intended to provide an interim itinerary that can jumpstart your search.
Find a Location That Meets Your Expectations
If you are looking to be close enough to Playa del Carmen, without the hustle and bustle of the city’s endless action, then think about looking just outside the city’s central district. There are many surrounding communities that have easy access to the heart of Playa del Carmen, such as El Cielo. It’s easy to catch a cab, drive or walk to all of Playa del Carmen’s most popular places. You are close to shopping centers, restaurants and other daily attractions.
If you want to be near or in the middle of the action, choose a location that can offer direct access to amenities. You can step out onto Playa del Carmen’s Fifth Avenue, or in Tulum’s hotel strip. This places you steps from the beach and turquoise waters. It is always suggested to briefly stay in the approximate area(s) you are thinking of purchasing in. That way you can offer more detailed information to your trusted real estate agent when discussing your ideal location and needed activities.
Set a Budget That You are Comfortable With
Determine an allotted dollar amount that won’t create pressure or a financial burden on your retirement budget. Avoid the need to constantly think that the cost doesn’t matter, because it’s your retirement. Many retirees lose focus on their planned itineraries when they first experience paradise. There are plenty of condos and homes that will meet, and even exceed, your wants and needs. If you can justify the extra expense or cost, then go for it. But remember, you can always upgrade further down the road, as well.
Is a Condo or a Free-Standing Home Better?
There are advantages to both a condo and a single dwelling. A stand-alone home offers more privacy and more room. And in most cases, it has yard space to do with as you wish. Having a single-family home usually has a garage and plenty of space to park more than one vehicle. But there are other factors to consider such as maintenance and upkeep, which is usually more than in one condo. When you are away for a period of time (if you are a retiree snowbird), you can’t just lock the door and leave. You have to make sure your home is secure, the yard is cared for, and the pool is take care of (where applicable).
A condo is usually a part of a bigger complex. Its exterior and common areas are part of the association’s responsibility (which you pay for, of course). You can leave your home for an extended time and all you need to do is lock the door. There will be people around upkeeping the property and its amenities. On the other hand, there is less privacy beyond your front door. Parking can be troublesome if you have more than one vehicle, as well. Depending on the complex, there is rarely any covered parking, unless you pay extra for it. These are things to consider when looking at both a condo and a free-standing home.
You Need a Real Estate Agent to Find Your Retirement Home
Nothing really happens until you find a qualified and trustworthy real estate agent. Many inexperienced retirees don’t take the time to research and find a reliable agent to guide them through the process. Especially when they’re doing it in a foreign country. When you start looking for an agent to represent you, make sure they are skilled in working with American and Canadian buyers and that they know the ins and outs of purchasing a home abroad.
Now it’s time to sit back and enjoy your golden years in paradise. Whether you’re looking for a laidback lifestyle in Tulum or an upbeat, activity-packed adventure in Playa del Carmen, it’s up to you to decide what you want from your retirement.