{"id":5674,"date":"2021-08-27T20:37:25","date_gmt":"2021-08-28T01:37:25","guid":{"rendered":"https:\/\/www.topmexicorealestate.com\/lets-retire-in-mexico\/?p=5674"},"modified":"2023-05-11T15:13:27","modified_gmt":"2023-05-11T20:13:27","slug":"social-security-health-insurance-for-mexicos-permanent-residents","status":"publish","type":"post","link":"https:\/\/www.topmexicorealestate.com\/lets-retire-in-mexico\/2021\/08\/social-security-health-insurance-for-mexicos-permanent-residents\/","title":{"rendered":"Social Security Health Insurance for Mexico\u2019s Permanent Residents"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Are you and your family considering giving up your health insurance back home because it is too expensive? You don\u2019t want to be unprotected in case of an accident or major health problem that you could develop after moving to Mexico.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are several plans available in Mexico for Private insurance carriers. Still, if you\u2019re only interested in coverage for significant events, and you are willing to pay as you go for check-ups and regular care. In that case, this information will help you navigate the Social Security Health Insurance for Mexico\u2019s permanent residents.<\/span><\/p>\n<p><!--more--><\/p>\n<p><span style=\"font-weight: 400;\">The first thing you need to know before you read on is that if you have any pre-existing conditions like cancer, diabetes, high blood pressure, etc. You are not eligible to buy this insurance. You might be asking. How would they know? And the answer is simple, the first time you use your insurance, the doctor will be able to assess if you have any of these pre-existing conditions, and they would then cancel your insurance without a refund.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You also have to consider that most Mexicans that can afford private health care buy it and don\u2019t use the social security system because of the waiting times and sometimes long lines to receive care.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><span style=\"font-weight: 400;\">Before you apply to buy the IMSS insurance, you have to have your <\/span><b>SOCIAL SECURITY NUMBER.<\/b><\/p>\n<h2><b>How do I get my Social Security number?<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Get your birth certificate, apostille it, and have it translated to Spanish. If you have a permanent resident card, your birth certificate doesn\u2019t need to be translated by a certified translator, it can be a simple translation, but the apostille is necessary.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You will also need an official ID passport, permanent resident card, your CURP (<\/span><span style=\"font-weight: 400;\">Un<\/span><span style=\"font-weight: 400;\">iqu<\/span><span style=\"font-weight: 400;\">e Population R<\/span><span style=\"font-weight: 400;\">egist<\/span><span style=\"font-weight: 400;\">ry Key), and your proof of address (CFE or water supply bills). Take two copies of everything.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Go to the Administrative Office of the IMSS delegation closest to you and take a turn (Notice: Not all IMSS buildings have these administrative offices, make sure to verify which one is the closest to your delegation)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Give all the documents to the clerk who will check them and give you a page with your Social Security Number.\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">(At the time we wrote this article, the information was that the process has to be in-person to get your Social Security Number. Therefore, you can\u2019t obtain the SSN online, but you may apply for the insurance online.)<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-5680\" src=\"https:\/\/www.topmexicorealestate.com\/lets-retire-in-mexico\/wp-content\/uploads\/2021\/08\/imss-3.jpg\" alt=\"Social Security Health Insurance for Mexico\u2019s Permanent Residents\" width=\"512\" height=\"320\" srcset=\"https:\/\/www.topmexicorealestate.com\/lets-retire-in-mexico\/wp-content\/uploads\/2021\/08\/imss-3.jpg 512w, https:\/\/www.topmexicorealestate.com\/lets-retire-in-mexico\/wp-content\/uploads\/2021\/08\/imss-3-300x188.jpg 300w, https:\/\/www.topmexicorealestate.com\/lets-retire-in-mexico\/wp-content\/uploads\/2021\/08\/imss-3-480x300.jpg 480w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Now you are ready to buy your\u00a0<\/span>Social Security plan\u00a0<span style=\"font-weight: 400;\">for you and your family. In the past, to access Insurance for Mexico\u2019s Permanent Residents, it was necessary that enroll at least one family member to access this type of insurance called \u201cSeguro para la Familia.\u201d However, now you can register as an individual.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It is essential to enroll at the end of the month because the insurance will cover you starting on the month after you are enrolling. If you register later in the month, you will be paying the whole month and only use it for a couple of days. It is also vital that you renew your annual insurance 30 days before it expires every year.<\/span><\/p>\n<h2><b>How does it work?<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It is a health insurance to which any person and their family members can voluntarily join as long as: They<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">carry out the procedure through IMSS Digital or in the sub-delegations.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Do not have a social security scheme in another public institution.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Have no pre-existing diseases<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You buy it voluntarily through the celebration of an agreement with the IMSS.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The subjects covered by this insurance are the insured and his family nucleus:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Spouse or common-law wife,<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Children, father and mother of the Insurance applicant and,<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Grandparents, grandchildren, siblings, cousins, children of the parents\u2019 brothers and sisters of the insured subject<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You pay an annual fee that entitles you to medical services during that period (see table).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">There is a fee for each family member who joins the insurance, according to their age.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your coverage begins on the first day of the month immediately following your registration.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you want to continue with the insurance at the end of the year, you must renew it within 30 calendar days before the year\u2019s expiration.<\/span><\/li>\n<\/ul>\n<h2><b>What rights does it grant?<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The insurance covers medical, surgical, pharmaceutical, hospital, and maternity assistance.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In the case of maternity, care is provided during pregnancy, childbirth, and puerperium.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Some pre-existing diseases will not allow you to incorporate to IMSS, such as malignant tumors, chronic degenerative diseases (late complications of diabetes mellitus), hoarding diseases (Gaucher disease), chronic liver diseases, chronic renal failure, heart valve disease, heart failure, sequelae of ischemic heart disease (arrhythmia, angor or myocardial infarction), chronic obstructive pulmonary disease with respiratory failure.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Also, if you have chronic systemic diseases of connective tissue, addictions such as alcoholism and other drug addictions, mental disorders such as psychosis and dementias, congenital conditions, and Acquired Immunodeficiency Syndrome or Human Acquired Immunodeficiency Virus (HIV). In that case, you won\u2019t be able to enroll.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Some exclusions to the coverage include cosmetic surgery, glasses, hearing aids, and chronic conditions that require permanent therapeutic control.<\/span><\/li>\n<\/ul>\n<h2><\/h2>\n<p><b>On-Site<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">At the sub-delegation corresponding to the insured\u2019s address, from Monday to Friday from 08:00 to 15:30 hours.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Present official identification, Immigration card of permanent resident, translated birth certificate, CURP (<\/span><span style=\"font-weight: 400;\">Un<\/span><span style=\"font-weight: 400;\">iqu<\/span><span style=\"font-weight: 400;\">e Population R<\/span><span style=\"font-weight: 400;\">egist<\/span><span style=\"font-weight: 400;\">ry Key), and proof of address, if applicable, marriage certificate, that of the family members to be incorporated.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide general data and fill out a medical questionnaire.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cover the payment of the annual fee.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><b>Online<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Email<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">CURP (<\/span><span style=\"font-weight: 400;\">Un<\/span><span style=\"font-weight: 400;\">iqu<\/span><span style=\"font-weight: 400;\">e Population R<\/span><span style=\"font-weight: 400;\">egist<\/span><span style=\"font-weight: 400;\">ry Key)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Social Security Number<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Enter the following address: <a style=\"font-weight: 400;\" href=\"https:\/\/www.imss.gob.mx\/derechoH\/www.imss.gob.mx\/derechoH\/escritorio-virtual\"><span style=\"font-weight: 400;\">www.imss.gob.mx\/derechoH\/escritorio-virtual<\/span><\/a><\/li>\n<\/ul>\n<h2><b>Costs<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><span style=\"font-weight: 400;\">Each insured\u2019s annual fee to be covered in advance is determined depending on the applicant\u2019s age.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Age Range<\/b><\/td>\n<td><b>Annual Fee<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">0-19<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$ 6,200.00<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">20-29<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$ 7,650.00<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">30-39<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$ 8,250.00<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">40-49<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$ 9,550.00<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">50-59<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$ 9,950.00<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">60-69<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$ 13,800.00<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">70-79<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$ 14,350.00<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">80 and older\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">$ 14,850.00<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">Fees effective as of March 1, 2021.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><strong>\u00a0Steps for the procedure<\/strong><\/h2>\n<ol>\n<li><b> Start the procedure<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Verify that the address that you have registered with the IMSS is up-to-date.<\/span><\/p>\n<ol start=\"2\">\n<li><b> Health questionnaire<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Answer a history of illnesses. Knowing past diseases is an essential piece of information to know the current health status of you and your family.<\/span><\/p>\n<ol start=\"3\">\n<li><b> Enter family data<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Register the data of the relatives you want to insure. They can be wife (or) or concubine (life partner), children, father, mother, or your additional relatives, such as grandparents, grandchildren, siblings, cousins, nephews, and uncles.<\/span><\/p>\n<ol start=\"4\">\n<li><b> Confirm your data<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Verify that your data and that of your family are correct.<\/span><\/p>\n<ol start=\"5\">\n<li><b> Receive result<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Obtain the proof of the procedure and the capture lines to make the annual payment and obtain the Incorporation to the Family Health Insurance.<\/span><\/p>\n<h4><b>Medical questionnaire<\/b><\/h4>\n<p><b>diseases<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0PRE-EXISTING CONDITIONS:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">ASTHMA OR ALLERGY<\/span><\/p>\n<p><span style=\"font-weight: 400;\">CHRONIC BLOOD ILLNESS<\/span><\/p>\n<p><span style=\"font-weight: 400;\">CANCER O TUMORS<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DIABETES MELLITUS<\/span><\/p>\n<p><span style=\"font-weight: 400;\">HEART DISEASE<\/span><\/p>\n<p><span style=\"font-weight: 400;\">LIVER DISEASE<\/span><\/p>\n<p><span style=\"font-weight: 400;\">NERVOUS OR PSYCHIATRIC CHRONIC DISEASE<\/span><\/p>\n<p><span style=\"font-weight: 400;\">HIGH BLOOD PRESSURE<\/span><\/p>\n<p><span style=\"font-weight: 400;\">RHEUMATISM OR ARTHRITIS<\/span><\/p>\n<p><span style=\"font-weight: 400;\">TUBERCULOSIS<\/span><\/p>\n<p><span style=\"font-weight: 400;\">STOMACH ULCER<\/span><\/p>\n<p><span style=\"font-weight: 400;\">AIDS<\/span><\/p>\n<p><span style=\"font-weight: 400;\">HIV POSITIVE<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0(BIRTH) DISEASES\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">CHRONIC BRONCHITIS<\/span><\/p>\n<p><span style=\"font-weight: 400;\">STROKE<\/span><\/p>\n<p><span style=\"font-weight: 400;\">STRAIN OR LIMITATIONS OF MOVEMENT FOR ACCIDENT OR ILLNESS<\/span><\/p>\n<p><span style=\"font-weight: 400;\">ADDICTIVE ALCOHOLISM (FREQUENT)<\/span><\/p>\n<p><span style=\"font-weight: 400;\">ADDICTION BY TOXIC SUBSTANCES (FREQUENT)<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are you and your family considering giving up your health insurance back home because it is too expensive? You don&rsquo;t want to be unprotected in case of an accident or major health problem that you could develop after moving to &hellip; <a href=\"https:\/\/www.topmexicorealestate.com\/lets-retire-in-mexico\/2021\/08\/social-security-health-insurance-for-mexicos-permanent-residents\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":26,"featured_media":5678,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[518,185,470,944],"class_list":["post-5674","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-living-in-mexico","tag-health","tag-healthcare","tag-healthcare-in-mexico","tag-mexico-social-security"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Social Security Health Insurance for Mexico\u2019s Permanent 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