Financing Options for Buying Property in Mexico

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So, you´ve decided to purchase a home in Mexico and are considering financing options. Luckily for you as a foreigner you have some options available to you, so today I´d like to present some information for you as a potential buyer that will aid you in the process.

Do you already own an existing property in your  home country? Then one option is to leverage a mortgage against your house or condo with your banking institution and use the funds to make a cash purchase in Mexico.  Speak to a representative from your banking institution in the U.S. or Canada and find out how much you qualify for.

You can also try to get a mortgage from a Mexican Institution. This will take much longer and involve more paperwork. As a resut of NAFTA foreigners are now able to get mortgages. However, you will need a high credit score, a low buyer’s debt-to-income ratio, and you must pay a small tax on your bank mortgage.

Another method is to get a “Bank Trust in Guarantee.” This document will contain details about the payment terms to guarantee that the seller will receive their payments on time, and that you will have legal and physical possession of the property while payments are being made. It is is a legal document that names the buyer (you) as the beneficiary of the property you want to purchase. The seller would be as the secondary beneficiary.

Finally, you can look at getting Credit Pre-Approval. Once a pre-approval certificate is given, you will know exactly which property price range you can search for, even if a buyer is looking for seller-financing.

As you can see there is more than one way to accomplish your goal of buying a home in Mexico. Although different that in the U.S. or Canada, the examples above should help get you started.

Now if you want to learn more about property in the Riviera Maya or any of the TOP MEXICO REAL ESTATE properties we have listed anywhere throughout Mexico, please feel free to contact any of our Top Mexico Buyer’s Representatives and we will be glad to help you find your very own piece of paradise.

And remember, here at Top Mexico Real Estate…

We make it happen!

Parque Xenses: Dare your senses in this new theme park

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A great thing about Riviera Maya is the amount of activities you can do; from a walk on the beach to a visit in some awesome archaeological site, this zone has everything you need if natural entertainment it’s your main deal. Another good thing about being in touch with such a natural environment is the incredible fun parks that exists, all of them with tons of different experiences, some of them wild, and some of them more chilled… and yeah, Xenses, the new Park in town has just delivered the news of it’s opening in next June. Get to know what is going to offer.

First thing first, what is Xenses? Is a half-day park with more than 15 activities in scenarios that will challenge your mind. Land, air and water experiences designed to revive your senses and, like the Xenses truly says, “Awaken those you didn’t know you had”. For real. Besides, its half-day mode gives you ideal time to return and enjoy the attractions of Cancun and all Riviera Maya if you’re still in the mood for more action. Xenses will also create some sensorial experiences using a lot of natural elements such as water and the same vegetation that exist in the area, all along with visual effects that will come in handy.

Xenses will be located a few kilometers from Xcaret Park with an extension over 40 hectares and will be built into an area called Rancho Xcaret, but be ready, creators expect to have about 1,500 to 3,000 people per day in their facilities.

Now that you´re sync, here’s what you need in order to have an awesome experience: For any visit, wear a swimsuit, water shoes, comfortable clothing, an extra change of clothes and a towel, believe us, you’ll need it. Use sunscreen and insect repellent, you don’t want to see any surprises when you arrive home. Along with your entrance, you get access to lockers, showers and free parking.

Who can come in? Everyone. The park is designed as a family tour; from little kids to older people who want to feel amazing and new experiences. Xenses will be ready in full summer: June 13th . And if you’re eager to the opening, we highly recommend you to plan a trip and get your things ready for business.

If you are interested in exploring properties in the Riviera Maya contact a Top Mexico Buyers’ Representative today.

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Setting up a new business in Playa Del Carmen? Yes, you can!

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You just unpacked all your luggage and start redecorating your new home in Riviera Maya; you have been enjoying a life full of beautiful beaches and incredible landscapes in the Mexican Caribbean, but you also started thinking about setting up a new business and tons of ideas have crossed your mind now that you’re living the dream by retiring into paradise. Can you make that happen? Sure, and here’s a few ideas from people we’ve known that have already taken this step.

Whether you’re willing to open a nice cafeteria, a boutique hotel or a cool restaurant, options could never end when you’re thinking about doing exactly what you love the most every single day; many Americans, Canadians and Europeans have started their own business doing just this and making a living out of it.

What are the chances? Here’s 3 real cases from people who are living the dream, become one now:

A cafeteria:

Great coffee in the mornings, great coffee at nights; Lesley and Jody are a couple of Canadian expats who found their home in Playa del Carmen years ago. Since then, they have established a new life and found their passion in cooking food and serving the community. They opened up a coffee shop with expats as their main public in mind, how? Serving food and creations often missed by American and Canadians who also live here. They also improve a delivery service to make the experience even better.

A boutique hotel:

Having a good time rest and a privileged service in Riviera Maya was the main purpose that made Richard Roberts to open his exclusive boutique hotel in Tulum. It’s just awesome how a good night rest and tasty breakfast can make people happy at the beginning of the day. How hard it is to establish a business like this? Not hard at all if that’s what you’ve always dreamed of. Time and effort are necessary, but making a lot of friends in the way while you’re living the dream it’s just one tiny part of the reward… and of course, being a few steps from the ocean could never get old. Don’t you think?

A restaurant:

The best food at the best place; Mary and Ken Anderson, originally from Ontario, decided to open up a little restaurant in Akumal at the same time they enjoy a relaxing beachfront lifestyle in Mexico. No matter how many hours does the restaurant demands, they’re already working in their dream business every single day… how many people can really say that? satisfaction it’s the key, not to mention that the beach is part of their daily basis.

So, are you in?

If you are interested in exploring properties in the Riviera Maya contact a Top Mexico Buyers’ Representative today.

We Make It Happen!

Fashion in Tulum, a series of runway shows from May 12th to the 14th

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All this trendy and exclusive fashion runways we see on TV are mostly just that: a show to watch from your comfy home and not really living it… but have you thought about a more natural and wild fashion show situated in one of the best towns in Riviera Maya? Tulum has it, and for its five consecutive year, Fashion Tulum will impress many people from around the world in order to promote this awesome destination from May 12th to the 14th of 2016.

What’s the main goal of the event? Bring people into the city, activate tourism and most of all, build a fashion trendy site out of Tulum and out to the open world. Government tourism area has design not just Fashion Tulum this time, but even more events in order to create a big and great promotion campaign to increase the incentives into this specific industry in the area.

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The state of Quintana Roo has also plans to turn Tulum into a national and international referral in the fashion industry, this way, the whole Riviera Maya can grow even bigger in tourism and society and local business can get the best out of it with thousands of visitors this kind of expos and events can provide.

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Can you imagine? The best models from all around the world along with the top kind of clothes and trends all gathered in just one place for three awesome days… yeah, Tulum. Get your things, start marking this on your calendar and get on with your fanciest clothes, we’re all going to Tulum for an enjoyable fashion event at the best beaches in the Mexican Caribbean.

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If you are interested in exploring properties in the Riviera Maya contact a Top Mexico Buyers’ Representative today.

We Make It Happen!

3 reasons why living at the Mexican Caribbean is making you healthier

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Have you ever thought about the benefits of living just a few steps from the sea? If you don’t, then you should think about getting out more into the Mexican Caribbean sun and start receiving some natural treatment that you won’t be having in any other place. Is this for real? You better believe it, there’s no healthier way of living than enjoying a full day out in a sandy white beach in the Riviera Maya.

Besides that the already known fact that you can be at any paradisiacal place in a few minutes, living of by the coast brings you a different kind of air and the quality of it, makes it just perfect for any person with some kind of respiratory system issue: asthma, bronchitis, sinus pressure, coughing… you name it and you’ll be cured in such a snap. But what are those other benefits? Here are three good reasons to retire in the Caribbean and improve your health:

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1- The air

There is no better smell than fresh air, and this ocean-air property contains negatively charged hydrogen ions that help absorb oxygen and balance our serotonin levels, resulting in more energy and diminished depression. Living by the sea will also get you an extra pack of vitamin D, nor to say that getting some sunshine every day is good for your health and skin. This vitamin improves autoimmune protection, increases endorphins, lower the risk of cancer and enhances bone health.

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2- The sun and sea

Swimming in the ocean will also make you feel better; there is no greater healer than salt water, and getting a sweet dive will sure enhance the immune system to the fullest and start hydrating your skin and boost your circulation. Seawater that is rich in magnesium also has been shown to relax muscles and helps induce sleep… plus, swimming is one of the greatest forms of exercise… so, what will you prefer? Getting fit on a small pool or in an awesome beach at any Riviera Maya’s place?

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3- Stress free zone

Aren’t you here for relaxation? Stress is a major cause of illness in our society. The ocean has a way of deeply relaxing us and bringing us back to earth. Sitting in the sand while you watch and listen to waves crashing, gives us a sense of bliss and peace. We let go of shoulder tension and look life in a different way. Being here can also help us meditate: one of the easiest guided meditations involve ocean waves, don’t you think? This is highly inspiring for any kind of meditation and psychological healing… it’s like having your own personal therapist, but in a form of a beautiful Caribbean wave.

If you are interested in exploring properties in the Riviera Maya contact a Top Mexico Buyers’ Representative today.

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Retire to the Marina Town of Puerto Aventuras

Puerto Aventuras is relatively new gated community in the Riviera Maya holding approximately 6,000 people. Puerto Aventuras is one of the most overlooked places in the Riviera Maya. This marina community is perfectly located in the middle of everything the Riviera Maya has to offer; it is also close to Tulum and Playa del Carmen.

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Puerto Aventuras is a modern community lined with quaint shops and cute little restaurants. There is a post office, a pharmacy, a dolphin enclosure with manatees, sea lions and seals, and even a museum. It also has a beautiful 9 hole golf course. Additional the owner receive exclusive membership to the Omni hotel where they can enjoy the pool, relax at the bar or layout on the beach and exclusive access to the gorgeous natural pool perfect for snorkeling. Right across the highway from Puerto Aventuras is huge supermarket for all the grocery needs.

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This international marina community is a perfect heaven for boat enthusiasts. Enjoy life to the fullest in a place that is friendly, equipped, and unique in the Riviera Maya, the amount of real estate available, both for vacationing and investing is great. Puerto Aventuras real estate offers something for everyone. You will find condos with amenities like common areas and swimming pools, and condo-hotels that offer concierge and rental pool services. Their are various residential lots ready for you to build your dream home on and single family homes that feature private boat dock and direct access to the Caribbean Sea. Many properties feature beautiful views of the beach, marina or golf course. You name it, Puerto Aventuras has it!

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Puerto Aventuras real estate isn’t only about purchasing a property; it’s about purchasing a lifestyle full of comfort, modernity, and luxury. Take the boat out, go fishing, or simply relaxing in the beautiful clear waters of the Caribbean Sea. Investing in Puerto Aventuras real estate is definitely the way to go. Live the marina lifestyle in Puerto Aventuras!

If you are interested in Puerto Aventuras real estate, please contact a Top Mexico Buyers’ Representative we will be happy to help you find your dream property. You will be able to tour the Puerto Aventuras community and many others on the Live It, Compare It & Buy It Tour.

We Make It Happen!

2016 Travelers’ Choice by Tripadvisor

Top 25 Destinations — World

The 2016 Travelers’ Choice award by Tripadvisor is out. This list could have been taken straight from my bucket list of places in the world to see. Most are far away, distant lands but one destination close to your home made the list.  And not to be biased but it is my favorite place… Playa del Carmen, Mexico.

Here is the top 25 worldwide destinations;

    • 1. London, United Kingdom
    • 2. Istanbul, Turkey
    • 3. Marrakech, Morocco
    • 4. Paris, France
    • 5. Siem Reap, Cambodia
    • 6. Prague, Czech Republic
    • 7. Rome, Italy
    • 8. Hanoi, Vietnam
    • 9. New York City, New York
    • 10. Ubud, Indonesia
    • 11. Barcelona, Spain
    • 12. Lisbon, Portugal
    • 13. Dubai, United Arab Emirates
    • 14. St. Petersburg, Russia
    • 15. Bangkok, Thailand
    • 16. Amsterdam, The Netherlands
    • 17. Buenos Aires, Argentina
    • 18. Hong Kong, China
    • 19. Playa del Carmen, Mexico
    • 20. Cape Town Central, South Africa
    • 21. Tokyo, Japan
    • 22. Cusco, Peru
    • 23. Kathmandu, Nepal
    • 24. Sydney, Australia
    • 25. Budapest, Hungary

 photo PDC_zpslkkf000b.jpg“Playa del Carmen is one of the top dive destinations in the world, thanks to vibrant sea life and dazzling underwater caverns. On dry land, Playa is a hipper and more modern version of the fishing village it once was. Spend some quality time on the golf course or wave hello to the playful spider monkeys at The Jungle Place sanctuary. Explore the ancient ruins of the Coba Mayan Village, or get in some quality people-watching as you shop and stroll along 5th Avenue.” Commented Tripadvisor about the destination hotspot Playa del Carmen.

Top 25 Beaches — World

Some of the most exotic and beautiful beaches made the list. Coming in at number 21 is Playa Paraiso in Tulum, Mexico. It is known gorgeous turquoise blue water, white powdery sand and breathtaking views.

Here is the top 25 worldwide beach destinations;

      • 1. Grace Bay in Providenciales, Turks and Caicos
      • 2. Baia do Sancho in Fernando de Noronha, Brazil
      • 3. Playa Paraiso in Cayo Largo, Cuba
      • 4. Anse Lazio in Praslin Island, Seychelles
      • 5. Cayo de Agua in Los Roques National Park, Venezuela
      • 6. Flamenco Beach in Culebra, Puerto Rico
      • 7. Playa de Ses Illetes in Formentera, Balearic Islands
      • 8. Ngapali Beach in Ngapali, Myanmar
      • 9. West Bay Beach in West Bay, Honduras
      • 10. Nacpan Beach in El Nido, Philippines
      • 11. Maho Beach in Cruz Bay, St. John
      • 12. Whitehaven Beach in Whitsunday Island, Whitsunday Islands
      • 13. Sharm El Luli in Marsa Alam, Egypt
      • 14. Elafonissi Beach in Elafonissi, Greece
      • 15. Playa Manuel Antonio in Manuel Antonio National Park, Costa Rica
      • 16. The Baths in Virgin Gorda, British Virgin Islands
      • 17. Camp’s Bay Beach in Camps Bay, South Africa
      • 18. Praia da Marinha in Carvoeiro, Portugal
      • 19. Kata Noi Beach in Karon, Thailand
      • 20. Clearwater Beach in Clearwater, Florida
      • 21. Playa Paraiso in Tulum, Mexico
      • 22. Agonda Beach in Agonda, India
      • 23. Horseshoe Bay Beach in Southampton Parish, Bermuda
      • 24. Tumon Beach in Tumon, Mariana Islands
      • 25. Praia de Santa Maria in Santa Maria, Cape Verde

“One of the most beautiful beaches I’ve ever seen. Swim, take a nap, read a book. You’ll be happy to just be here.” Commented one Tripadvisor client about Playa Paraiso in Tulum.

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“Best time to go: Year-round”, states Tripadvisor… can you imagine a gorgeous beach that has weather so nice it can be enjoyed year-round.

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How many places have you been to on these lists? To experience beautiful places you don’t have to travel across the world, just go to the Riviera Maya, Mexico. Explore the culture and cuisine, wonderful sights such as ancient Mayan ruins, cenotes and pristine beaches. Enjoy the near perfect weather year round… leave those frigid winters behind. Many Americans and Canadians are not just exploring the area but are choosing to retire here. They have selected a place where their social security, pensions, and saving will go much further. See what so many are talking about, explore the Riviera Maya.

If you are interested in exploring properties in the Riviera Maya contact a Top Mexico Buyers’ Representative today.

We Make It Happen!

Last Chance… Sign Up For the Webinar Today

You Can Own Property in Mexico and make your retirement savings go further!

Over the years Top Mexico Real Estate has helped thousands of Americans and Canadians safely purchase property in Mexico and we can help you too. In just a couple short days Top Mexico Real Estate will hold its first live webinar in this educational webinar series.

Purchasing property in a foreign country is a big step. It can often feel overwhelming but fear not this webinar will show you the 8 simple steps to finding your dream home in Mexico. This free 40 minute webinar will cover the purchasing process, financing options in Mexico, and discuss how to move to Mexico. There will be a 20 minute question and answer session at the end of the presentation. To get the most out of this event, we have created a special workbook to help you follow along and take notes while participating in the webinar.

These are real steps you can immediately put into practice. Once you have attended our webinar, you will realize that owning your very own piece of the Mexican paradise can be safe, easy and worry-free with Top Mexico Real Estate at your side!

Receive a complimentary gift and a raffle entry just for attending. One lucky person win a Live It, Compare It & Buy It Tour. This is a 7 day all-inclusive Riviera Maya real estate vacation for two, valued at $1,199 USD. Attend the live webinar for your chance to win.

Mark your calendars… March 31st at 1 pm EST. Sign up today and receive your webinar workbook!

And remember, here at Top Mexico Real Estate

We Make It Happen!

Centro Maya, Shopping in the Valle Bambu Neighborhood

We usually don’t think of a mall as a community center or defining a specific community.  Yet, Centro Maya in Playa del Carmen most certainly does define the new community sprouting up around it.  Real estate buyers will do well to consider this community, for the following reasons:

The mall offers many services and conveniences 

There is a large supermarket, City Club, a movie theater, a food court, several furniture and appliance stores (including a newer, upscale European store,) clothing, shoes and jewelry, and a variety of other shops.

Easy access, good transportation 

The mall is right next to the highway offering quick access to the international airport, ecoparks and the many attractions that the area offers.  A nice, wide boulevard offers direct access past the mall and into the community.  The mall is also a taxi hub, making it easy and quick to get good transportation to any part of town without having to wait.

The beach is just a short drive away

The beach is about a 10 minute drive away.  Those who enjoy biking can get there in about 15-20 minutes. And, of course, you have to remember that these aren’t just any beaches – these are Playa del Carmen’s beaches, among the finest to be found!

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There are excellent properties at good prices

A large master development is taking shape behind the mall.  There is a variety of properties, including lots, luxury homes and also simple homes.  For some examples of the real estate options in the Valle Bambu neighborhood, please click here. All offering the full benefits of this community. In this location, you can expect to get even more for your dollar than in downtown!

It is quiet and natural

The community has been designed to have plenty of trees, tree-lined boulevards, parks and nature integrated into the residential development.  As well as a new bike/walking path around the neighborhood.  This community offer parks, plenty of green space, a school, shopping and family friendly entertainment.

It is well designed

The layout of the roads, the visual appeal of the communities and all other aspects have been designed to create a relaxing environment for a quiet but active lifestyle.  The road layout offers quick access to the highway while still offering privacy.

There will be sports facilities

At the center of the community there will be sports complex for the community to use.  Combined with bike trails and an appealing outdoor atmosphere make it easy and enjoyable to keep fit!

This community offers many amenity’s, benefits and good prices, as well as easy access to Playa del Carmen’s best mall.  Be sure to consider it as one of your Playa del Carmen real estate options.

 photo IMG_0652_zpsyovghraa.jpg And remember, at Top Mexico Real Estate…

We make it happen!

Weekend Getaway: Puerto Morelos

The Riviera Maya is a stretch of 80 miles of pristine beaches located just a few miles south of the hustle and bustle of Cancun. This area attracts around 10 million visitors each year and offers luxurious hotels and resorts, as well as a number of theme parks, clubs, shopping malls, and other attractions.

Puerto Morelos is located about 10 miles south of Cancun and about 20 miles north of the beautiful Playa del Carmen and it is one of the best kept secrets and one of the top 25 beaches in the Riviera Maya. Walking on its square and around the town will let you feel the vibe of this small fishing village.

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Puerto Morelos: General Information

If you want to stay away from the Cancun crowds, do not forget to visit Puerto Morelos! You can not only enjoy the quiet atmosphere, but also visit the Mesoamerican Reef; which is located only a few meters from the beach.

The main roads have a wide offering on small restaurants, cafes and boutiques; no huge chains or massive hotels. The locals and hotels in the area want to keep it that way, by having strict building restrictions and working together to preserve the little town feeling.

Puerto Morelos: Getting There

By Car:
From Cancun: Get the 307 Federal highway southbound (towards Tulum) and stay on this road for about 10 miles. Once you get to Puerto Morelos you need to take the exit and turn left under the overpass.
By Bus:
You can take the bus straight from the Cancun International Airport; the cost is around $6 USD for a one way ticket. This bus does not go to the town center, but it does go to the highway turnoff into town just 2 kilometers away from the square. From there you can grab a 20 peso taxi or a collectivo to the downtown beach area.

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Puerto Morelos: Things To Do

  • Snorkeling:
    Enjoy the beautiful Mesoamerican Reef, the second largest reef in the world. There is plenty of local providers offering tours just off the main plaza, for only $25 USD your get the boat ride and all the needed equipment.
  • Diving:
    Enjoy all sorts of diving adventures: there is the reef, caverns and cenotes in the area; ideal for every level and age. Dive Shops are available directly in Puerto Morelos.
  • Sport Fishing:
    The waters off the Puerto Morelos coast have a wide variety of marine species: Marlin, Sailfish, Mahi Mahi, Wahoo, Barracuda, Grouper, Snapper, Snook, Pompano, and more…
  • Ruta de los Cenotes:
    This is a wonderful way to visit many cenotes in a day for a reasonable price. Local run cenotes are open for visitors; enjoy the cool transparent water and the amazing caves, a life changing experience!
  • Alma Libre Bookstore:
    Alma Libre is the Riviera Maya’s best English language new and used bookstore. In this book store you can find regional guide books and maps, as well as books about the
  • indigenous culture, flora and fauna of the region.
    Crococun:
    This is ideal for families, a guided tour to learn more about crocodiles and other native species. Seeing the spider monkeys in the wild is amazing, the kids will love it!

We hope you enjoy your visit to Puerto Morelos and the beautiful beach. Keep up to date with the best beaches in paradise by following our Top 25 Beaches in the Riviera Maya countdown every Friday! If you are in search for the perfect beach to spend the day at, make sure you check out our options. We aim to provide you with the best information about living in the Riviera Maya!

Top Mexico Real Estate is a local American-Owned company that specializes in helping foreigners become homeowners in Mexico. If you are looking for a second home or to retire in paradise, please feel free to contact any of our Top Buyers’ Representatives! Browse our beautiful properties; we are sure you will find your dream home.

And remember, here at Top Mexico Real Estate…
We make it happen!